Terms of Service

You must be at least 18 years of age and have full legal capacity to enter into binding contracts. By using the Platform, you represent that you meet these requirements.

Access to tokenized asset offerings on the Platform is restricted to "accredited investors" as defined under National Instrument 45-106 Prospectus Exemptions (Canada) or equivalent regulation in your jurisdiction. You represent and warrant that you qualify as an accredited investor and agree to provide documentary evidence of such status upon request.

The Platform is not available to residents of jurisdictions where tokenized securities are prohibited, including (without limitation) the United States of America, North Korea, Iran, Russia, Cuba, or Syria. By using the Platform, you represent that you are not a resident of, or acting on behalf of a person in, any restricted jurisdiction.

All Users must successfully complete Meridian's Know Your Customer (KYC) and Anti-Money Laundering (AML) verification process before participating in any offering. Meridian may, at its sole discretion, decline or terminate access to any User without explanation if required for compliance purposes.

You must create an account to access most Platform features. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are solely responsible for maintaining the confidentiality of your credentials.

You agree to notify Meridian immediately of any unauthorized use of your account. Meridian is not liable for losses arising from unauthorized use of your account where you failed to maintain adequate security of your credentials.

To receive token distributions, you must connect a compatible digital wallet. You are solely responsible for the security and access to your connected wallet. Meridian does not store private keys and cannot recover tokens sent to incorrect addresses.

Meridian issues ERC-3643 security tokens representing fractional economic interests in Special Purpose Vehicles (SPVs) that hold maritime and energy assets. Tokens do not confer voting rights, ownership of the underlying physical asset, or any governance rights over Meridian unless expressly stated in the applicable offering document.

Each asset offering is governed by a separate Offering Memorandum or Term Sheet ("Offering Document") that supplements these Terms. In the event of a conflict, the Offering Document prevails with respect to that specific offering.

Yield projections are estimates based on historical asset performance and are not guaranteed. Actual returns may differ materially. Past performance of any asset is not indicative of future results.

Token transfers are restricted by the ERC-3643 smart contract to verified, KYC-cleared wallets. Attempting to transfer tokens to non-whitelisted addresses will fail at the contract level. Meridian may freeze tokens or adjust whitelist status for compliance reasons.

Minimum investment amounts are specified in each Offering Document. Meridian reserves the right to set, modify, or waive minimum investment thresholds on a per-offering basis.

Meridian charges a platform management fee, the details of which are set out in each Offering Document. Fees may include origination fees, annual management fees, and performance fees. All applicable fees will be disclosed prior to your investment commitment.

Blockchain transaction fees ("gas fees") are not charged by Meridian but are inherent to on-chain operations. These fees are borne by the transacting party and are not refundable.

Meridian commits to full fee transparency. Any fee changes will be communicated at least 30 days in advance and will not apply retroactively to existing investments without your consent.

All content on the Platform, including but not limited to software, design, branding, text, graphics, data, and algorithms, is owned by or licensed to Meridian and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

By submitting any content to the Platform (e.g., KYC documents, communications), you grant Meridian a non-exclusive, royalty-free license to use such content solely for the purpose of providing the Platform services and fulfilling compliance obligations.

Any feedback, suggestions, or ideas you provide about the Platform may be used by Meridian without restriction or compensation.

These Terms are governed by and construed in accordance with the laws of the Province of Newfoundland and Labrador and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach thereof, shall first be attempted to be resolved through good-faith negotiation. If the dispute is not resolved within 30 days, it shall be submitted to binding arbitration administered by the ADR Institute of Canada under its Commercial Arbitration Rules, in St. John's, Newfoundland, in the English language.

You agree to bring any dispute only in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. You irrevocably waive the right to participate in class actions with respect to disputes arising under these Terms.

These Terms, together with our Privacy Policy and applicable Offering Documents, constitute the entire agreement between you and Meridian regarding the Platform and supersede all prior agreements.

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force.

No waiver by Meridian of any breach shall be deemed a waiver of any subsequent breach. Failure to enforce any provision shall not constitute a waiver of the right to enforce it in the future.

You may not assign your rights or obligations under these Terms without Meridian's prior written consent. Meridian may assign these Terms in connection with a merger, acquisition, or sale of assets.

Meridian is not liable for failure to perform due to circumstances beyond its reasonable control, including acts of God, war, natural disasters, cyberattacks, or government regulatory action.